At Prepay Online Limited we take the greatest precautions when it comes to handling our customer information. Prepay Online recognizes and supports the need to protect the privacy rights of our site visitors. When you visit our site, we log the IP address, type of operating system and browser software used by each visitor, and from this information we can derive the identity of the visitor's geographic location and Internet Service Provider.

We use this data in aggregate form to build higher quality, more useful facilities by analysing the collective characteristics of our visitors and measuring usage. We will also be providing general statistical information based on this aggregate data to our advertisers, potential advertisers and other business partners. We never transmit your credit card number over the Internet unsecured and we do not sell our customer names or email addresses to third parties. We use 128-bit SSL encryption, the best security available on the Internet. You should see a little padlock (usually at the bottom of your screen) when you tare in he secure part of our website. This means that you have entered a secured zone and everything transmitted is encrypted and secured.

We ask that our visitors periodically review this page to ensure familiarity with the most current version of our privacy statement. If you have any questions or comments about our privacy practices, please contact us.

Acknowledgment and Acceptance of Terms of Use
You should read and familiarise yourself with these Terms of Use before you use this Web Site. By using this Web Site, you expressly agree to these Terms of Use as they are amended from time to time and you acknowledge that you have read and understood them. You also agree that any information you provide to us will be true, accurate, current and complete and that you will maintain and properly update your personal profile as required.

You should always check this page prior to using the Site to make sure that you have a current understanding of the Terms of Use. If you do not agree with these Terms, you must discontinue your use of this site.

Governing Law
This agreement is governed by the laws in force in New Zealand

Intended Use
The material on this site is published by us and is intended for use in New Zealand. The site is not intended for use outside New Zealand. We make no claim that the information contained on this site is appropriate or may be downloaded legally outside New Zealand. If you access this Web Site from outside New Zealand, you do so at your own risk and you are responsible for compliance with the laws in your respective jurisdiction.

This site is a business and commercial site. It is, therefore, not intended for persons under the age of 18. If you are under 18, you should speak to your parents, your guardian, or a responsible adult and obtain their permission to use this site. Members who seek to use this site must be 16 years and older.

Disclaimer and Limitation of Liability
The information, materials and services contained on this site are provided to you "as is," and "as available".

We do not warrant or guarantee the accuracy, adequacy or completeness of this information and materials, and expressly disclaim liability for any errors and/or omissions in this information and materials. To the maximum extent permitted by law, unless otherwise specified, we disclaim all representations and warranties of any kind, whether express, implied or statutory. In addition, we do not warrant, guarantee or make any representations regarding the security of accounts, or that this site is free from destructive materials, including but not limited to computer viruses, hackers, or other technical sabotage, nor do we warrant, guarantee or make any representations that access to this site will be fully accessible at all times, uninterrupted, or error-free.

To the maximum extent permitted by law, we disclaim liability for any damages, including, without limitation, direct or indirect, special, incidental, compensatory, exemplary or consequential damages, losses or expenses, including without limitation lost or misdirected orders, lost registrations, lost goodwill, or lost or stolen programs or other data, however caused and under any theory of liability arising out of or in connection with (1) use of this site, or the inability to use this site by any party; or (2) any failure or performance, error, omission, interruption, defect, delay in operation or transmission; or (3) line or system failure or the introduction of a computer virus, or other technical sabotage, even if we or our employees or representatives are advised of the possibility or likelihood of such damages, losses or expenses.

Intellectual Property
Copyright in Material on this Site
Unless otherwise indicated, all Web Site design, text and graphics is Copyright Prepay Online Limited 2003-2004. All rights reserved. None of the material may be copied, downloaded, displayed, posted, transmitted used or reproduced in whole or part in any form or by any means for any purpose unless such use is expressly permitted by us or by applicable copyright laws.

Links
This Web Site may contain a number of links to other Internet Sites including, without limitation, other affiliation sites, and sites that may provide advice or other goods and services which are operated by third party vendors. The provision of the link does not mean that we endorse or accept any responsibility for the content, use, or products and services made available through the associated Web Sites. By utilising these links, you acknowledge and agree that we are not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, goods sold, or other links provided by these sites. You further acknowledge and agree that we are not responsible either directly or indirectly for any damage or loss caused by use of or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with the relevant site administrator.